The appellant, M.R. Vasumathi (daughter of deceased guarantor G. Ramanujam), challenged the auction sale of a mortgaged property conducted on 11.03.2010 by Indian Bank under the SARFAESI Act, 2002, following a preliminary decree passed in 1997 for recovery of dues from the original borrower. She alleged procedural violations including improper valuation, non-compliance with Rules 8(5) and 9(3) of the Security Interest (Enforcement) Rules, 2002 regarding deposit of 25% bid amount and payment of balance 75% within the stipulated period, and contended that only a portion of the property should have been sold. The DRT, DRAT, and the High Court of Madras all dismissed her challenges, holding that the secured creditor had complied with the statutory procedure and that the heirs had remained inactive for an inordinate period. The Supreme Court is seized of the civil appeal arising from the High Court's dismissal of the writ petitions; the judgment text provided does not record the final Supreme Court decision.
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